Progressive insurance?

T

Totality

New member
Feb 7, 2015
575
0
0
Found my GMC, now looking for insurance......
So far Progressive looks best with the included recovery plan but do any members have good/bad experiences with them?

Pete
--
Cary, NC

No Coach yet but likely center kitchen, dry side bath Royale, 78, 403, hopefully with good original white Imron paint.
 
Hi Pete, I'm in NC too. What'd you find? I'm still looking..

Found my GMC, now looking for insurance......
So far Progressive looks best with the included recovery plan but do any members have good/bad experiences with them?

Pete
--
Cary, NC

No Coach yet but likely center kitchen, dry side bath Royale, 78, 403, hopefully with good original white Imron paint.

_______________________________________________
GMCnet mailing list
Unsubscribe or Change List Options:
http://list.gmcnet.org/mailman/listinfo/gmclist_list.gmcnet.org
 
Progressive insures RV's for USAA. Price thru USAA is lower than Progressive can quote you directly. Sad that USAA quit covering RV's, except for
those whom have had continuous coverage. Any lapse, and they send you to Progressive. This change in underwriting happened about 4 years ago.
Bummer.
Tom, MS II
--
1975 GMC Avion
KA4CSG
 
Pete,

I have Progressive. It had the best deal when I bought the coach. I haven't had to make a claim on the coach but I later bundled my auto too. Thanks
to my teen driver I've had to deal with a couple incidents and their claims department has been very good to deal with.
--
Brian K
1977 Eleganza II, TZE167V100261
Bellevue, WA
Rebuilt 455, New brake system, a lot of Original Equipment ready to fall apart (discovering more as I go along....)
 
Are you talking about an agreed value policy?

> Pete,
>
> I have Progressive. It had the best deal when I bought the coach. I
> haven't had to make a claim on the coach but I later bundled my auto too.
> Thanks
> to my teen driver I've had to deal with a couple incidents and their
> claims department has been very good to deal with.
> --
> Brian K
> 1977 Eleganza II, TZE167V100261
> Bellevue, WA
> Rebuilt 455, New brake system, a lot of Original Equipment ready to fall
> apart (discovering more as I go along....)
>
> _______________________________________________
> GMCnet mailing list
> Unsubscribe or Change List Options:
> http://list.gmcnet.org/mailman/listinfo/gmclist_list.gmcnet.org
>

--

*John Phillips*
 
Progressive offered the best value for me in Michigan.

Excluding our 20-year old as a driver cut the insurance cost in half. From $1200 to $600 with the coach valued at $13,000.

For Michigan, this is very inexpensive. We have the highest rates in the country - the average for full coverage of a new car is about $2800.

--
Dan Wallace
Detroit Metro
1974 Canyon Lands 260
Headers, 3.55, 16"
Floor plan 26-9
 
> Are you talking about an agreed value policy?
>
>
> Not an option progressive are offering me at least on the online application. I believe I'd need an appraisal done to get that in any case.
>
>
> Pete
>
>
>

>
> > Pete,
> >
> > I have Progressive. It had the best deal when I bought the coach. I
> > haven't had to make a claim on the coach but I later bundled my auto too.
> > Thanks
> > to my teen driver I've had to deal with a couple incidents and their
> > claims department has been very good to deal with.
> > --
> > Brian K
> > 1977 Eleganza II, TZE167V100261
> > Bellevue, WA
> > Rebuilt 455, New brake system, a lot of Original Equipment ready to fall
> > apart (discovering more as I go along....)
> >
> > _______________________________________________
> > GMCnet mailing list
> > Unsubscribe or Change List Options:
> > http://list.gmcnet.org/mailman/listinfo/gmclist_list.gmcnet.org
> >
>
>
>
> --
>
> *John Phillips*
> _______________________________________________
> GMCnet mailing list
> Unsubscribe or Change List Options:
> http://list.gmcnet.org/mailman/listinfo/gmclist_list.gmcnet.org

--
Cary, NC

No Coach yet but likely center kitchen, dry side bath Royale, 78, 403, hopefully with good original white Imron paint.
 
I could not do it online.

And, until I called it a "1974 GMC model 260" they could not find it. The first time I called they said they couldn't insure it.

The second time I just asked to transfer the policy from the Winnebago to the new GMC 260.

I told them the value of $13,000. They told me just to call back as I put more money into it, and they would raise the insurance coverage.

Just be prepared, you will have to justify the value of any loss. So, I would not intentionally over insure mine.

--
Dan Wallace
Detroit Metro
1974 Canyon Lands 260
Headers, 3.55, 16"
Floor plan 26-9
 
> Hi Pete, I'm in NC too. What'd you find? I'm still looking..
>
>
> The 78 center kitchen Royale I was looking for.....Found it in SC after a post about the eclipse on FB where I showed pictures of another, much
> sadder, coach I found there.
> I happened to mention what I was looking for and someone said they had one for sale......
> It's pretty nice and original and been used and garaged it's entire life. Not perfect, but nice.
>
>
>

>
>
> Found my GMC, now looking for insurance......
> So far Progressive looks best with the included recovery plan but do any members have good/bad experiences with them?
>
> Pete
> --
> Cary, NC
>
> No Coach yet but likely center kitchen, dry side bath Royale, 78, 403, hopefully with good original white Imron paint.
>
> _______________________________________________
> GMCnet mailing list
> Unsubscribe or Change List Options:
> http://list.gmcnet.org/mailman/listinfo/gmclist_list.gmcnet.org
>
> _______________________________________________
> GMCnet mailing list
> Unsubscribe or Change List Options:
> http://list.gmcnet.org/mailman/listinfo/gmclist_list.gmcnet.org

--
Cary, NC

No Coach yet but likely center kitchen, dry side bath Royale, 78, 403, hopefully with good original white Imron paint.
 
If you get an agreed value policy which needs an appraisal at the time you buy the insurance, you have an agreed contractual amount that the insurance company has to pay you.

You don't have to justify anything at the time of loss.

My GMC has an agreed value policy for $48,600 as appraised by Jim Kanomata last February. If we have a total loss that is what National Interstate will pay me.

Emery Stora
77 Kingsley
Frederick, CO

>
> I could not do it online.
>
> And, until I called it a "1974 GMC model 260" they could not find it. The first time I called they said they couldn't insure it.
>
> The second time I just asked to transfer the policy from the Winnebago to the new GMC 260.
>
> I told them the value of $13,000. They told me just to call back as I put more money into it, and they would raise the insurance coverage.
>
> Just be prepared, you will have to justify the value of any loss. So, I would not intentionally over insure mine.
>
>
>
>
>
> --
> Dan Wallace
> Detroit Metro
> 1974 Canyon Lands 260
> Headers, 3.55, 16"
> Floor plan 26-9
>
>
> _______________________________________________
> GMCnet mailing list
> Unsubscribe or Change List Options:
> http://list.gmcnet.org/mailman/listinfo/gmclist_list.gmcnet.org
 
That's the plan in the slightly longer run.

> If you get an agreed value policy which needs an appraisal at the time you buy the insurance, you have an agreed contractual amount that the
> insurance company has to pay you.
>
> You don't have to justify anything at the time of loss.
>
> My GMC has an agreed value policy for $48,600 as appraised by Jim Kanomata last February. If we have a total loss that is what National
> Interstate will pay me.
>
> Emery Stora
> 77 Kingsley
> Frederick, CO
>

> >
> > I could not do it online.
> >
> > And, until I called it a "1974 GMC model 260" they could not find it. The first time I called they said they couldn't insure it.
> >
> > The second time I just asked to transfer the policy from the Winnebago to the new GMC 260.
> >
> > I told them the value of $13,000. They told me just to call back as I put more money into it, and they would raise the insurance coverage.
> >
> > Just be prepared, you will have to justify the value of any loss. So, I would not intentionally over insure mine.
> >
> >
> >
> >
> >
> > --
> > Dan Wallace
> > Detroit Metro
> > 1974 Canyon Lands 260
> > Headers, 3.55, 16"
> > Floor plan 26-9
> >
> >
> > _______________________________________________
> > GMCnet mailing list
> > Unsubscribe or Change List Options:
> > http://list.gmcnet.org/mailman/listinfo/gmclist_list.gmcnet.org
>
> _______________________________________________
> GMCnet mailing list
> Unsubscribe or Change List Options:
> http://list.gmcnet.org/mailman/listinfo/gmclist_list.gmcnet.org

--
Cary, NC

No Coach yet but likely center kitchen, dry side bath Royale, 78, 403, hopefully with good original white Imron paint.
 
Emery, what's the annual premium for that anmount of coverage and liability to some degree?

--johnny
--
76 26' Eleganza(?) with beaucoup mods and add - ons.
Braselton, Ga.
"I forgive them all, save those who hurt the dogs. They must answer to me in hell" - ol Andy, paraphrased
 
Oh, yes!

For a total loss, with appraisal, I understand.

In my case, with Progressive, they asked me the value, without an appraisal.

> If you get an agreed value policy which needs an appraisal at the time you buy the insurance, you have an agreed contractual amount that the
> insurance company has to pay you.
>
> You don't have to justify anything at the time of loss.
>
> My GMC has an agreed value policy for $48,600 as appraised by Jim Kanomata last February. If we have a total loss that is what National
> Interstate will pay me.
>
> Emery Stora
> 77 Kingsley
> Frederick, CO
>

> >
> > I could not do it online.
> >
> > And, until I called it a "1974 GMC model 260" they could not find it. The first time I called they said they couldn't insure it.
> >
> > The second time I just asked to transfer the policy from the Winnebago to the new GMC 260.
> >
> > I told them the value of $13,000. They told me just to call back as I put more money into it, and they would raise the insurance coverage.
> >
> > Just be prepared, you will have to justify the value of any loss. So, I would not intentionally over insure mine.
> >
> >
> >
> >
> >
> > --
> > Dan Wallace
> > Detroit Metro
> > 1974 Canyon Lands 260
> > Headers, 3.55, 16"
> > Floor plan 26-9
> >
> >
> > _______________________________________________
> > GMCnet mailing list
> > Unsubscribe or Change List Options:
> > http://list.gmcnet.org/mailman/listinfo/gmclist_list.gmcnet.org
>
> _______________________________________________
> GMCnet mailing list
> Unsubscribe or Change List Options:
> http://list.gmcnet.org/mailman/listinfo/gmclist_list.gmcnet.org

--
Dan Wallace
Detroit Metro
1974 Canyon Lands 260
Headers, 3.55, 16"
Floor plan 26-9
 
Then you have what they call a stated value or an agreed value policy.

You pay your premium on that value but in the case of a total loss their adjuster might offer you a lot less and thus begins the arguments.

Emery Stora
77 Kingsley
Frederick, CO

>
> Oh, yes!
>
> For a total loss, with appraisal, I understand.
>
> In my case, with Progressive, they asked me the value, without an appraisal.
>
>
>
>
>

>> If you get an agreed value policy which needs an appraisal at the time you buy the insurance, you have an agreed contractual amount that the
>> insurance company has to pay you.
>>
>> You don't have to justify anything at the time of loss.
>>
>> My GMC has an agreed value policy for $48,600 as appraised by Jim Kanomata last February. If we have a total loss that is what National
>> Interstate will pay me.
>>
>> Emery Stora
>> 77 Kingsley
>> Frederick, CO
>>

>>>
>>> I could not do it online.
>>>
>>> And, until I called it a "1974 GMC model 260" they could not find it. The first time I called they said they couldn't insure it.
>>>
>>> The second time I just asked to transfer the policy from the Winnebago to the new GMC 260.
>>>
>>> I told them the value of $13,000. They told me just to call back as I put more money into it, and they would raise the insurance coverage.
>>>
>>> Just be prepared, you will have to justify the value of any loss. So, I would not intentionally over insure mine.
>>>
>>>
>>>
>>>
>>>
>>> --
>>> Dan Wallace
>>> Detroit Metro
>>> 1974 Canyon Lands 260
>>> Headers, 3.55, 16"
>>> Floor plan 26-9
>>>
>>>
>>> _______________________________________________
>>> GMCnet mailing list
>>> Unsubscribe or Change List Options:
>>> http://list.gmcnet.org/mailman/listinfo/gmclist_list.gmcnet.org
>>
>> _______________________________________________
>> GMCnet mailing list
>> Unsubscribe or Change List Options:
>> http://list.gmcnet.org/mailman/listinfo/gmclist_list.gmcnet.org
>
>
> --
> Dan Wallace
> Detroit Metro
> 1974 Canyon Lands 260
> Headers, 3.55, 16"
> Floor plan 26-9
>
>
> _______________________________________________
> GMCnet mailing list
> Unsubscribe or Change List Options:
> http://list.gmcnet.org/mailman/listinfo/gmclist_list.gmcnet.org
 
No, mine was "actual value". But I was having trouble finding other companies that would write one for the GMC (I tried Hartford and one or two
others at the time, I can't remember)

> Are you talking about an agreed value policy?
>

>
> > Pete,
> >
> > I have Progressive. It had the best deal when I bought the coach. I
> > haven't had to make a claim on the coach but I later bundled my auto too.
> > Thanks
> > to my teen driver I've had to deal with a couple incidents and their
> > claims department has been very good to deal with.
> > --
> > Brian K
> > 1977 Eleganza II, TZE167V100261
> > Bellevue, WA
> > Rebuilt 455, New brake system, a lot of Original Equipment ready to fall
> > apart (discovering more as I go along....)
> >
> > _______________________________________________
> > GMCnet mailing list
> > Unsubscribe or Change List Options:
> > http://list.gmcnet.org/mailman/listinfo/gmclist_list.gmcnet.org
> >
>
>
>
> --
>
> *John Phillips*
> _______________________________________________
> GMCnet mailing list
> Unsubscribe or Change List Options:
> http://list.gmcnet.org/mailman/listinfo/gmclist_list.gmcnet.org

--
Brian K
1977 Eleganza II, TZE167V100261
Bellevue, WA
Rebuilt 455, New brake system, a lot of Original Equipment ready to fall apart (discovering more as I go along....)
 
Actual value is not the same as agreed value.
In the insurance industry Actual Cash Value (ACV) is a method of valuing insured property. Your payout is computed by subtracting depreciation from the amount of your policy.

Are you looking for an agreed value policy? Several of us have found insurers in various states that will write agreed value policies.
The places where you buy your auto insurance usually will not write them.

Emery Stora
77 Kingsley
Frederick, CO

>
> No, mine was "actual value". But I was having trouble finding other companies that would write one for the GMC (I tried Hartford and one or two
> others at the time, I can't remember)
>

>> Are you talking about an agreed value policy?
>>
 
Brien,
Hartford is the worst when it comes to evaluating value of our coach.
I tried to help a person and they refused to budge from a book they refer
to.

> Actual value is not the same as agreed value.
> In the insurance industry Actual Cash Value (ACV) is a method of valuing
> insured property. Your payout is computed by subtracting depreciation from
> the amount of your policy.
>
> Are you looking for an agreed value policy? Several of us have found
> insurers in various states that will write agreed value policies.
> The places where you buy your auto insurance usually will not write them.
>
> Emery Stora
> 77 Kingsley
> Frederick, CO
>
>

> >
> > No, mine was "actual value". But I was having trouble finding other
> companies that would write one for the GMC (I tried Hartford and one or two
> > others at the time, I can't remember)
> >

> >> Are you talking about an agreed value policy?
> >>
>
>
> _______________________________________________
> GMCnet mailing list
> Unsubscribe or Change List Options:
> http://list.gmcnet.org/mailman/listinfo/gmclist_list.gmcnet.org
>

--
Jim Kanomata
Applied/GMC, Newark,CA
jimk
http://www.appliedgmc.com
1-800-752-7502
 
I can look at the coaches for those that want an independent appraisal at
the Elkhart Convention.

On Mon, Aug 28, 2017 at 10:31 PM, Jim Kanomata
wrote:

> Brien,
> Hartford is the worst when it comes to evaluating value of our coach.
> I tried to help a person and they refused to budge from a book they refer
> to.
>
> On Mon, Aug 28, 2017 at 4:52 PM, Emery Stora

>
>> Actual value is not the same as agreed value.
>> In the insurance industry Actual Cash Value (ACV) is a method of valuing
>> insured property. Your payout is computed by subtracting depreciation from
>> the amount of your policy.
>>
>> Are you looking for an agreed value policy? Several of us have found
>> insurers in various states that will write agreed value policies.
>> The places where you buy your auto insurance usually will not write them.
>>
>> Emery Stora
>> 77 Kingsley
>> Frederick, CO
>>
>>

>> >
>> > No, mine was "actual value". But I was having trouble finding other
>> companies that would write one for the GMC (I tried Hartford and one or two
>> > others at the time, I can't remember)
>> >

>> >> Are you talking about an agreed value policy?
>> >>
>>
>>
>> _______________________________________________
>> GMCnet mailing list
>> Unsubscribe or Change List Options:
>> http://list.gmcnet.org/mailman/listinfo/gmclist_list.gmcnet.org
>>
>
>
>
> --
> Jim Kanomata
> Applied/GMC, Newark,CA
> jimk
> http://www.appliedgmc.com
> 1-800-752-7502
>

--
Jim Kanomata
Applied/GMC, Newark,CA
jimk
http://www.appliedgmc.com
1-800-752-7502
 
You must log in or register to reply here.
GMCMI Spring 2026 Rally
Applied GMC

Share this page

Share this page
Top Bottom
Back