Again, East Coast Frugality shows itself. No criticism of anyone is
intended here. We all pay liability insurance on vehicles that we drive,
and hope that we NEVER have to find out if that hard earned money is well
spent. Same goes for homeowners insurance, and the biggest consumer fraud
of all of them, Life insurance. (You have to die to collect on that, what a
deal)
When my first wife Mary was in the hospital for a mitral valve
replacement, she was in the Advanced Cardiac Care Unit for 78 days. After I
transferred her to Oregon Health Sciences University Hospital in Portland,
The Salem Hospital who botched her surgery that eventually led to her
death, had the ba##s to send me a bill for $30,000.00 less than ONE MILLION
DOLLARS. Let that figure sink in a moment. Without supplemental personally
paid health insurance, It would have forced me into personal bankruptcy.
Same goes for the FMCA Seven Corners insurance. Yes, it costs
something, and MAYBE, JUST MAYBE, you will never need to use it. You better
hope you don't ever have to find out the hard way. Benefits for all the
services available from that policy easily run into far in excess of
$100,000.00. That is like playing Russian Roulette with all the chambers
loaded. I will pass on that gamble, but long life has taught me a few
things. Learn from my experience.
Jim Hupy
Salem, Or
On Fri, Oct 4, 2019 at 7:18 PM Matt Colie via Gmclist <
> I was listening to that this evening and trying to think of why it really
> matters.
>
> Having been a officer of a chapter, how will all of the individual
> chapters fit in to this arrangement.
> Would I be an officer without such protection? I have been, but I had
> other personal coverage and other shelters.
> I can not tell you what a younger member might do. I know that I had a
> Rear Commodore resign when he realized the risk.
>
> And to answer Emery with all do consideration and respect, what FMCA has
> to offer will have to be evaluated in great detail. Unlike many, we do
> indeed live our existence on that bottom right corner of the balance
> (spread) sheet. The RV budget is very limited. And yes, FMCA may be less
> than a
> tank of fuel, but those tanks have to be considered, and if the ROI for
> FMCA does not meet the evaluation, so be it. We miss many functions of
> chapters and other things because the resources are not there.
>
> While there are not many of the younger owners that could have taken the
> financial beating that I was dealt by the prior administration's
> abrogation.
> But then again, they have not yet had the opportunity to have 28 years of
> no good vacations and no big toys taken away so you could put savings away
> for retirement. As that is what they should be working on, then all those
> things do matter.
>
> Matt - here at Mansfield and yes, KenB made it.
> --
> Matt & Mary Colie - '73 Glacier 23 - Members GMCMI, GMCGL, GMCES
> Electronically Controlled Quiet Engine Cooling Fan
> OE Rear Drum Brakes with Applied Control Arms
> SE Michigan - Twixt A2 and Detroit
>
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