Agreed value insurance in 2019

L

lw8000

Member
Jul 30, 2012
217
14
18
Hello all -

I know this has been brought up before, but it seems like things keep changing and I'm considering getting agreed value insurance rather than just
full coverage. I read through the most recent posts I could find here and tried Safeco (formerly National Interstate) from Emery's recommendation; I
inquired with a local Safeco agent and they wouldn't do it unless I considered moving over our home & auto. I also looked at Progressive and now it
looks like their classic auto insurance redirects to Hagerty, which last time I checked wouldn't do motorhomes.

So I'm back to the drawing board and looking to see which agreed value insurance will cover our GMCs now.

Much appreciated!
--
Chris S. -
77 Kingsley, 3.70 FD, mostly OEM -
S.E. Michigan
 
I only have the motorhome with Safeco. It was booked through the Explorer insurance Agency.
I’ll have to look up the number and post it unless you find a previous post from me. Let me know.

Emery Stora

>
> Hello all -
>
> I know this has been brought up before, but it seems like things keep changing and I'm considering getting agreed value insurance rather than just
> full coverage. I read through the most recent posts I could find here and tried Safeco (formerly National Interstate) from Emery's recommendation; I
> inquired with a local Safeco agent and they wouldn't do it unless I considered moving over our home & auto. I also looked at Progressive and now it
> looks like their classic auto insurance redirects to Hagerty, which last time I checked wouldn't do motorhomes.
>
> So I'm back to the drawing board and looking to see which agreed value insurance will cover our GMCs now.
>
> Much appreciated!
> --
> Chris S. -
> 77 Kingsley, 3.70 FD, mostly OEM -
> S.E. Michigan
>
> _______________________________________________
> GMCnet mailing list
> Unsubscribe or Change List Options:
> http://list.gmcnet.org/mailman/listinfo/gmclist_list.gmcnet.org
 
I have agreed value thru the FMCA insurance which is Progressive.
Price is reasonable.
I have not had to use it so I cant tell you about how responsive they are.

--
Tom Lins
St Augustine, FL
77 GM Rear Twin, Dry Bath, 455, FI-Tech EFI
Manuals on DVD
http://www.bdub.net/tomlins/
 
We do Appraisal for lot of owners.
Not ever agent is allowed to do agreed value.
Only those with minimal claims.

On Fri, Jun 7, 2019 at 4:13 PM Tom Lins via Gmclist
wrote:

> I have agreed value thru the FMCA insurance which is Progressive.
> Price is reasonable.
> I have not had to use it so I cant tell you about how responsive they are.
>
>
> --
> Tom Lins
> St Augustine, FL
> 77 GM Rear Twin, Dry Bath, 455, FI-Tech EFI
> Manuals on DVD
> http://www.bdub.net/tomlins/
>
> _______________________________________________
> GMCnet mailing list
> Unsubscribe or Change List Options:
> http://list.gmcnet.org/mailman/listinfo/gmclist_list.gmcnet.org
>

--
Jim Kanomata
Applied/GMC, Newark,CA
jimk
http://www.appliedgmc.com
1-800-752-7502
 
Thank you everybody. I will continue to look at the ones you mentioned. I didn't realize that certain agencies can write these policies so that does
help.

Emery I will look up the Explorer Insurance agency in OH, I saw it in one of your previous posts.

Auto Owners is also popular up here in Michigan and was mentioned by one of the agencies I talked to... who wanted to roll home & auto over as well.
Personally I would prefer to keep the GMC on its own policy to allow more flexibility to shop around for home & auto insurance since the companies
tend to hike rates annually.

Thanks again!!
--
Chris S. -
77 Kingsley, 3.70 FD, mostly OEM -
S.E. Michigan
 
Auto-Owners does not write Agreed Value policies on motorhomes. You might want to check with your agent for clarification.
--
Nick Chapekis
Ypsilanti, MI
78 Kingsley
 
At this point I must advise you NOT to use Safeco. I had to be towed in recently and the tow bill was $2225. Safeco’s policy says I would be towed to the nearest qualified facility.
The $300 they offered me for towing would cover approx. 40 miles. There wasn’t even a city within 40 miles. I am arguing with them right now about that.

I called the insurance broker that I had used for years, Explorer RV in Ohio and I had a hard time getting through. I finally spoke to a woman and she told me that she was the only one answering a phone there. They no longer have agents and are not arranging RV policies any longer. They just refer people to Safeco.
Unless this get resolved to my satisfaction I will plan on finding another company for my insurance. The problem is that it is getting harder to find a company that will do agreed value.

Emery Stora
77 Kingsley
Frederick, CO

>
> Hello all -
>
> I know this has been brought up before, but it seems like things keep changing and I'm considering getting agreed value insurance rather than just
> full coverage. I read through the most recent posts I could find here and tried Safeco (formerly National Interstate) from Emery's recommendation; I
> inquired with a local Safeco agent and they wouldn't do it unless I considered moving over our home & auto. I also looked at Progressive and now it
> looks like their classic auto insurance redirects to Hagerty, which last time I checked wouldn't do motorhomes.
>
> So I'm back to the drawing board and looking to see which agreed value insurance will cover our GMCs now.
>
> Much appreciated!
> --
> Chris S. -
> 77 Kingsley, 3.70 FD, mostly OEM -
> S.E. Michigan
>
> _______________________________________________
> GMCnet mailing list
> Unsubscribe or Change List Options:
> http://list.gmcnet.org/mailman/listinfo/gmclist_list.gmcnet.org
 
I use Farm Bureau out of michigan. Covers me for 30k, but i also have home
owners insurance w them as well.

On Fri, Jun 14, 2019, 4:38 PM Emery Stora via Gmclist <

> At this point I must advise you NOT to use Safeco. I had to be towed in
> recently and the tow bill was $2225. Safeco’s policy says I would be towed
> to the nearest qualified facility.
> The $300 they offered me for towing would cover approx. 40 miles. There
> wasn’t even a city within 40 miles. I am arguing with them right now about
> that.
>
> I called the insurance broker that I had used for years, Explorer RV in
> Ohio and I had a hard time getting through. I finally spoke to a woman and
> she told me that she was the only one answering a phone there. They no
> longer have agents and are not arranging RV policies any longer. They just
> refer people to Safeco.
> Unless this get resolved to my satisfaction I will plan on finding another
> company for my insurance. The problem is that it is getting harder to find
> a company that will do agreed value.
>
> Emery Stora
> 77 Kingsley
> Frederick, CO
>
> > On Jun 7, 2019, at 12:50 PM, Chris S. via Gmclist <

> >
> > Hello all -
> >
> > I know this has been brought up before, but it seems like things keep
> changing and I'm considering getting agreed value insurance rather than just
> > full coverage. I read through the most recent posts I could find here
> and tried Safeco (formerly National Interstate) from Emery's
> recommendation; I
> > inquired with a local Safeco agent and they wouldn't do it unless I
> considered moving over our home & auto. I also looked at Progressive and
> now it
> > looks like their classic auto insurance redirects to Hagerty, which last
> time I checked wouldn't do motorhomes.
> >
> > So I'm back to the drawing board and looking to see which agreed value
> insurance will cover our GMCs now.
> >
> > Much appreciated!
> > --
> > Chris S. -
> > 77 Kingsley, 3.70 FD, mostly OEM -
> > S.E. Michigan
> >
> > _______________________________________________
> > GMCnet mailing list
> > Unsubscribe or Change List Options:
> > http://list.gmcnet.org/mailman/listinfo/gmclist_list.gmcnet.org
>
>
> _______________________________________________
> GMCnet mailing list
> Unsubscribe or Change List Options:
> http://list.gmcnet.org/mailman/listinfo/gmclist_list.gmcnet.org
>
 
I thought Grundy was advertising coverage for vintage automobiles as well as RVs. Haven't contacted them as of yet, but may be an avenue to pursue.
--
George Rudawsky
Chicago, IL
75 Palm Beach
 
I do several Independent Appraisals for GMC MH owners and assist in finding
agents that can do Agreed Value coverage.
I know from what I have been seeing, that there are few that are given the
PRIVILEGE of writing these.
I say this as , as when I was a Zone Service Mgr at Ford Motor Co, there
were couple dealers that I had allowed to use their judgement on extending
Warranty without my approval. It was based on their Low warranty claims and
Honesty.
Other dealers had to fight with me to even get any small claims done.
I see some of this same thing in the insurance business.
If you think 10-15K value is enough, than you better think again as small
damage will exceed to where they will SALVAGE you coach and you will find
it impossible to sell it later.
I have a lot full of salvaged coaches that were given to us as no one would
buy them.
I have had few that received FULL agreed value as they had our Independent
Appraisal.

On Fri, Jun 14, 2019 at 9:27 PM George Rudawsky via Gmclist <

> I thought Grundy was advertising coverage for vintage automobiles as well
> as RVs. Haven't contacted them as of yet, but may be an avenue to pursue.
> --
> George Rudawsky
> Chicago, IL
> 75 Palm Beach
>
> _______________________________________________
> GMCnet mailing list
> Unsubscribe or Change List Options:
> http://list.gmcnet.org/mailman/listinfo/gmclist_list.gmcnet.org
>

--
Jim Kanomata
Applied/GMC, Newark,CA
jimk
http://www.appliedgmc.com
1-800-752-7502
 
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