Kid,
An AGM battery has little advantage as a starting battery unless it is a rolled cell AGM. (Looks like a 6 pack) The values of them are: They have very low internal resistance (the rolled cell only), they can be recharged faster, and they are service proof - but they should not need any either. Other than that, they are just lead/acid batteries with a higher price tag.
I do(did) a lot of boat work, and believe me, if the racers (distance types) could do with one less battery, they would. They all are very tuned to watching what batteries that they do have. If they need either the VHF or the little diesel to be there when they need it, things could get really bad fast.
Cruising boats and performance cruisers (read retired racing sloops), are a different breed and very much like RVers. They aren't tuned at all to paying constant attention to the batteries. So, any quote I write will be based on the experience that they will at some point have the house bank dead and need power. So, the engine start is an isolated system. Only if requested will I even include an interlock like our boost switch and that my be something that requires a tool to engage.
So, even with a real battery monitor (not just a voltmeter), it is still worth your while to maintain the divided systems. While they may have some common charging like the isolator so both banks charge from the main engine, or a combiner to change both from shore power, the separate systems can pull your cubes out a bad situation because you can still fire the main engine after lights have gone dark.
I do not know if you have read, but there is a chance lithium will go short because of the surging demand and the Chinese control of the production, so keep you options open as long as you can.
Chaumière is early enough that she carries a separate generator battery and that was my recovery one very memorable occasion. I don't have room in the back for a house bank and don't want to buy the copper to crank the Onan from the front jars.
Matt